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Thursday, 23 August 2012

Free College Study Grants For Low Income Single Mothers-Apply Grant Money

Free College Study Grants For Low Income Single Mothers-Apply Grant Money
Despite great strides in the standard of living, too many single mother households still remain below the poverty line. One major reason is that many of these single moms are very poorly educated. 
Regardless of skin color and religion, the modern economy is very knowledge-intensive and those with low levels of education will definitely lose out. Fortunately, there are grants available for low income single mothers to go to college.
In these modern times, many people take a college education for granted. Unfortunately, many immigrant families still follow traditions where the woman is expected to stay home and bear children. This is not an unreasonable idea... but only when there are strong community ties to fall back on when the man of the house is not available or not able to perform his duties. 
But the modern American society does not work this way. Every family is expected to provide for itself, with only the most minimal social safety net to help a family get back on its feet.
That means when or if something happens to the main breadwinner, the bereaved family quickly finds itself in a deep hole. The now single mother finds herself unable to get any decent jobs, forced to work minimum wage jobs to keep her children fed. 
If she wants to keep her family intact, she will need to get herself a college degree. If she did not graduate high school, she will need to take night classes until she has enough credits to get her diploma.
While high school is still reasonably affordable, college is a different matter entirely. College tuition fees have increased at three times the rate of inflation, and cost at least $9000 a year (based on 2009 data). Fortunately, there are education grants for low income single mothers available.
From the federal government, there are the Pell and FSEOG grants. These are actually open to any US citizen, which means that our unfortunate single mother is also eligible to apply for it. Given her difficult finances, she is likely to receive close to the full amount - $5500 for the Pell grant and $4000 for the FSEOG grant - if she studies full time. 
That means she can easily pay for her college tuition almost completely through these two grants, with the remainder as a government-subsidized Stafford or Perkins tuition loan. Of course, if she studies part-time, her college tuition fees will cost less and she will receive correspondingly less government aid.
Her starting point is the government-operated Free Application For Federal Student Aid website. Upon successful processing and approval of her application, she will need to take her results to her college financial aid office. 
Her college will handle the actual liaison with the bureaucrats administering the individual scholarship and grant programs. This is the same regardless of whether it is the Pell, FSEOG, Perkins or Stafford programs.
Our modern economy is very knowledge-intensive. Those without at least a Bachelors degree will have great difficulty getting decent jobs that pay more than a minimum wage. Unfortunately, many single mothers, especially those from ethnic minorities, did not go to college. Whether their husbands died or abandoned them, these families end up in poverty. 
These women do not have money to get their higher education, but without a Bachelors degree cannot get a better job. Fortunately, there are grants for low income single mothers to short-circuit this downward spiral of poverty.

Other Helpful Resources -
http://fafsa.ed.gov
http://ed.gov







Visit to - http://singlemothergrantsmoney.blogspot.com/
Article Source: http://EzineArticles.com/4141086
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Wednesday, 22 August 2012

Financial Help For Single Mothers-Grants For Single Mothers in Illinois

Financial Help For Single Mothers-Grants For Single Mothers in Illinois
Grants for single mothers in Illinois are available so that people who have a lower income can take advantage of these assistance programs. With this type of help, single mothers can supplement their income and take care of their families; especially those who are going through financial hardship. 
It is not easy to raise children in this type of economy and certainly single mothers are finding it extremely hard to do so. Regardless of whether you live in Chicago, Aurora, or Rockford, this information should be of use to you.
Luckily, there are a wide variety of grant programs provided by each state in the United States and Illinois is one of them. Single mothers will receive monetary assistance to take care of their health care issues, rent, transportation, education, food and more. 
However, each individual has to qualify for these programs. Once you are considered eligible, you will receive one or more of these grants. The next step would be to complete the application process and provide proof of eligibility.
Various Grant Programs in Illinois
Daycare Assistance in Illinois
You should first look at grants that help you to handle your child care expenses. Child care is expensive and if you want to hold down a full time job, you will need adequate child care services that you can rely on. Most single mothers cannot afford this and end up going on welfare so that they can stay home and take care of their own children. 
However, the state of Illinois comes to the aid of single mothers by providing child care grants through the Department of Health and Human Services. Go to your local DHS office to get more information on the application process or to find out what other alternative options you may have.
Medical Assistance in Illinois
It goes without saying that single mothers worry about receiving health care for their children. In fact, this is another priority that they face each day. Health care cost is very high and for low income families, it is a struggle. However, there is a wide variety of grants and assistance for single mothers who don’t know where to turn to find the resources that are available.
In the state of Illinois, the government provides health care assistance to single mothers through the Family Care and All Kids program. The Family Care program specializes in medical coverage for minor children. The All Kids program never turns away families and children because of their income.
Food Assistance in Illinois
Another suggestion for single mothers is to seek food stamp grants that are also available in the state of Illinois. This is offered through the Supplemental Nutrition Assistance Program, which is called SNAP. This program provides nutritious food for single mothers who earn low income. To become eligible, you must provide proof of income and how many people are in your family. 
You will receive a debit card and funds would be put on it each month. Children who are under the age of 16 also are eligible to receive food through the WIC program. This is usually provided to mothers who are pregnant or nursing.

Other Helpful Resources -
http://grants.gov
http://fns.usda.gov









Visit to - http://singlemothergrantsmoney.blogspot.com/
Source - http://financialhelpsinglemothers.org/grants/grants-for-single-mothers-in-illinois/
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Government Daycare Assistance For Single Moms-Free Grants Money For Moms

Government Daycare Assistance For Single Moms-Free Grants Money For Moms
There are a lot of mothers out there that need help with their children and child daycare is one of the biggest things single mothers need help with. There are a lot of programs that offer help to single mothers like help with schooling and financial troubles, but there are also programs that help the single mother with daycare for their children. Government daycare assistance for single moms is something every single mother should look at.
One of the biggest issues for single mothers is trying to find safe and secure daycare or after school programs for their children. Most of the child day care programs that are available have very long waiting lists. And there are not very many people out there that will babysit for free. If you are looking for government daycare assistance for single moms this is an article for you.
The internet is a great way to find out about programs that provide government daycare assistance for single mothers. While there are a lot of programs that have information on the internet, the number one place people should look for single mother's government assistance for daycare should be their work place.
Yes, it's true the government offers grants to companies that provide their employees with at work child care options and even financial assistance for offsite daycare programs. You might even be able to find information on government daycare assistance for single moms in your own employee handbook.
And it's not just for single women; anyone seeking help with childcare can qualify. Another great place to look for government daycare assistance for single moms is your local social services office. The social workers that work there will know which daycare programs offer deals to single mothers looking for government assistance for daycare, and might also be able to help that person apply for financial aid. 
Financial aid programs will give the person or single mother money to help pay for daycare services. Single mother's government assistance for daycare can also be found in churches. Churches can also qualify for government daycare assistance for single mothers if they offer daycare that's affordable to those who really need it.
You can also look into your local area, state, and federal websites to find government daycare assistance for single moms. There are plenty of programs that offer information online and you can even register online. Single mother's government assistance for daycare is out there and can be found if you're looking.
Also remember you won't always need government daycare assistance for single moms because your children will get older and will be in school full time. At that point they will join in after school programs such as sports and recreational programs. 
Even though it may sadden some single mothers to see their kids in school full time and in sports and can't spend as much time with them they still feel the relief of being a single mother seeking government assistance for daycare.
There are plenty of programs out there willing to help single moms. Government daycare assistance for single mothers will allow you to provide high quality childcare to your children so you can work or go to school without the stress of wondering if your children are being properly taken care of.

Other Helpful Resources -
http://grants.gov
http://childcare.gov/







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Monday, 20 August 2012

How to Get Home Grants For Single Parents-Apply Free Grants For Moms

How to Get Home Grants For Single Parents-Apply Free Grants For Moms
If you're a single parent, then you probably need all of the financial help that you can get. When you apply for and get approval for a home grant for single parents, you're given a stipend to help cover the cost of your home. You can use this money to help provide for your family.
Instructions
1 Find home grants for single parents. In order to receive a grant, you have to first find grants that you're eligible to apply for. You can use the Grants.gov website to research hundreds of home grants for single parents.
2 Read the eligibility requirements. In order for the government to approve you for a single parent housing grant, you'll have to meet the specified requirements. Each grant will differ slightly, but likely will require that you not exceed a certain specified income and provide proof of single parenthood. 
Single parenthood categories could include divorced persons with custody of the child, abandonment by the other parent, and death or imprisonment of the other parent.
3 Complete the grant application after downloading the package. Once you find the home grant for a single parent, you can fill out the application through the Grants.gov website and send it in before the specified deadline. You may need to send in verification information with the application, like a copy of your drivers' license and pay stubs.
Speak to a social worker. If you have a social worker assigned to your case, you can ask her about getting home grant money due to your single parent status. Visit your state's Social Services site for additional information.







Visit to - http://singlemothergrantsmoney.blogspot.com/
Source - http://www.ehow.com/how_4455029_get-home-grants-single-parents.html
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Sunday, 19 August 2012

Free Financial Assistance For Single Mothers-Free Grant Money For Moms

Free Financial Assistance For Single Mothers-Free Grant Money For Moms
Ever since the recession, (and even before then) single mothers have been having problems trying to keep their family afloat. It's tough out there in the real world when you don;t have a husband or boyfriend to help you take the kids to school, or help to make dinner, or any other task that can help reduce the work load that you, as a single mother experience every single day. Hopefully, you have parents who help out as much as they can, because, as I've stated before, it gets very tough by yourself. And if you husband or boyfriend is a deadbeat dad, then that just makes things even worse.
So what can a single mother with children do? Well, for starters, you should think about going back to school. Yep, I know what you are probably saying right now. "It's too tough to go back to school when I have a full-time job, 3 kids, etc". 
Trust us, we know just how hard it is. Guess what? The world wasn't created in 1 day. It's going to take time in order for your life to change the way you want it to. And being that you are already in a financial hardship, you should know how easy it will be to apply for financial assistance for single mothers.
The road will be very long and hard once you start on on this journey to better your life, job, and career. But, it will be well worth it when you look back one day and say to yourself, "I did it!" While the economy is in such shambles, this is the perfect time to get in there, educate yourself, get that awesome job you've always wanted, and give your kids the life you know they deserve. 
Find out more about opportunities for single women by reading this article, "Googling" for more information, or even binging! Bing has a great search engine by the way. There are many sources of information pertaining to single mothers in need, and one the first things you need to do immediately is find out as much information as you possibly can on this subject.
It's important that you get this information online as well as offline. Offline sources that can help you are your local government agency, such as the social services department. And if you dig just a bit deeper, you can find out even more information on financial assistance for single moms.

Other Helpful Resources -
http://grants.gov
www.hhs.gov/grants/







Visit to - http://singlemothergrantsmoney.blogspot.com/
Source - http://ezinearticles.com/?Free-Financial-Assistance-For-Single-Mothers&id=5770655
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Wednesday, 15 August 2012

Personal Grants For Single Moms-Free Government Grants For Single Mothers

Personal Grants For Single Moms-Free Government Grants For Single Mothers
There are many websites that offer assistance in obtaining "free grants for single moms." Unfortunately, these sites are looking for a fee to help women find scholarship and grant opportunities. The government does award several grant opportunities for single mothers looking to open a new business, receive an education or return to school, or for specific training. 
These opportunities do not require an application fee. While these types of grants can provide significant financial assistance to single moms, the money awarded only can be used for the specified purpose. So, if a mother applies for an education grant, she only can use it on education expenses -- not childcare costs, living expenses or food costs.
Education Grants
The most common type of grant awarded to the most financially disadvantaged students are Pell Grants. By filling out the free FAFSA (www.fafsa.org) form online, a single mother's application will be evaluated by the Department of Education to determine if she qualifies for a Pell Grant or similar financial grant. 
In addition, there are various states and universities that offer grants specifically for single mothers. A single mom looking to attend college should check with the school, and also look for grants aimed at specific areas of study.
U.S. Department of Education
1-800-USA-LEARN (1-800-872-5327)
U.S. Department of Education
400 Maryland Avenue, SW
Washington, D.C. 20202
New Business Grants
Single mothers hoping to open their own business can receive financial assistance through federal grants. By checking with state officials, as well as various government grant opportunities at www.grants.gov, she can determine which grants she qualifies for.
A non-profit group named Womens-Finance.com offers single mothers, and all women, assistance in finding grant opportunities that fit their specific needs. In addition, the Small Business Administration, funded by the federal government, offers grant opportunities for all individuals.
Women's Business Grants
grants@womensbusinessgrants.com
http://www.womensbusinessgrants.com/
Small Business Administration
US Small Business Administration
409 3rd Street, SW
Washington, DC 20416
1-800-U-ASK-SBA (1-800-827-5722)
New Training Grants
If a single mother is looking to enter a specific field of employment, such as the medical profession or legal profession, there are many grants that can assist with costs of new training and any professional licenses. The best way to learn about these opportunities is to check with the state licensing board for that profession. Also, many technical schools will post notifications of possible grants available to qualified individuals.
In addition, the federal government posts grant opportunities for qualified single moms on their website www.grants.gov

Other Helpful Resources - 
http://grants.gov
http://www.ed.gov







Visit to - http://singlemothergrantsmoney.blogspot.com/
Source - http://www.ehow.com/list_6307402_personal-grants-single-mothers.html
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Sunday, 12 August 2012

Free Grants For Single Teen Moms-Government Grants For Teenage Mothers

Free Grants For Single Teen Moms-Government Grants For Teenage Mothers
Are you, or your daughter, a teen mom who is not married? You may think that your, or her, dreams of going to college are just not going to happen. The truth is, having a child could work to her advantage, and allow her to qualify for grants.
An education from a university is not cheap. Supporting a baby is not free either. Your first step is to apply for a federal Pell grant. Get your hands on a Free Application For Federal Student Assistance, also called a FAFSA, and fill it out. 
You can pick one up at school, call FAFSA and request one, or fill it out online at fafsa.ed.gov. The fastest way to have yours processed it to fill it out online, but by mail will get the job done too.
After filling out your FAFSA, you will find out your Expected Family Contribution, or EFC. This is the dollar amount the government believes your family should be able to pay to attend college. The lower the number the better. As a teen you probably don't make much, and because you have a child you have a dependent (which is good!).
A Pell grant will be put towards tuition, fees, books, and supplies. Anything purchased from the school book store can be covered by this money. Any leftover money will be returned to you in the form of a refund from your school. Girls with an EFC of "0" could qualify for a little over $5,000. Of course it all depends on funding available for this program.
Your school may offer other assistance in the form of work study, housing grants, and daycare reimbursement. I urge teens who have kids to register for online classes. You will still be able to work, care for your little one, but you'll have more flexibility when it comes to class schedules. If you're up in the middle of the night with a sick child you can easily log in and get caught up on homework.
Many unmarried teenagers are attending college. An unplanned pregnancy can feel like the end of your dreams, but with tuition assistance and a supporting family, you can still get your degree.


Other Helpful Resources -
http://studentaid.ed.gov/








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